Benefit changes - 2020

In 2020, a number of changes are being made to welfare benefits and tax credits.


The benefits freeze is due to come to an end and working-age benefits will rise by 1.7%. The State Pension will also increase.

There will also be changes to the National Living Wage.

The minimum rate for workers over 25 will rise to £8.72 an hour.

Additionally, the government will introduce a new legal entitlement to two week’s leave for employees who suffer the death of a child under 18, or a stillbirth after 24 weeks of pregnancy.

New surplus earnings rules come into effect.


The free TV license will no longer be available to all people 75 or over. From 1 June you will have to be aged 75 or over and getting Pension Credit.


Claimants will receive an additional fortnight’s worth of Income-based Jobseekers’ Allowance, Income-related Employment and Support Allowance or Income Support if they are on one of these benefits when they move over to Universal Credit.


Self-employed people, whose earnings are low, may have their Universal Credit worked out on higher earnings than they have.  This is called the Minimum Income Floor.  If you have started your business within the last 12 months then the minimum income floor does not affect you for the first 12 months of your Universal Credit claim. The government have announced that they will extend this 12-month ‘grace period’ to all people that are gainfully self-employed. Although this will be available to a few claimants that the government will transfer over to Universal Credit from July 2019; it will be fully implemented from September 2020.

Northern Ireland

Northern Ireland transitional protection due to end from 31 March 2020, the Welfare Supplementary Payments scheme in Northern Ireland will stop making payments. This scheme supports anyone who is affected by the bedroom tax, the transition from DLA to PIP, the benefit cap, and other changes introduced to the benefits system since 2010.

For any information on any of these changes, please let us know.

Here at Manley Financial you are only a few clicks away from speaking to an expert, click here to contact us.


The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Manley Financial is a trading name of K.G. Byrne and Associates Ltd. 

K.G. Byrne and Associates Ltd. is an Appointed Representative of PRIMIS Mortgage Network.

PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

K G Byrne & Associates Ltd is registered in Northern Ireland. 

Registration Number is NI 43178 Registered Office - 48 Aughnacloy Road Banbridge BT32 5QG

© 2020 by Manley Financial.