EPA

WHAT IS AN EPA?

An Enduring Power of Attorney is a deed by which one person (the Donor) authorises another person (the Attorney) to act on their behalf in relation to all, or specified property and financial matters. This authority is delegated and will continue if the Donor loses mental capacity.

 

We always assume that we will have the mental capacity and physical capability to get to the bank and manage our own affairs. This could all change unexpectedly through accident, injury or dementia. An EPA is a procedure you can put in place to help plan for the future.

DO I NEED AN EPA?

Yes, someone will need to be appointed to manage your pension / finances / property if you are unable to. It is not a Will as this is a document to be used after death. An EPA deals with your finances and your property whilst you are alive. Your Attorney has no power to make any medical decisions on your behalf.

NEXT STEPS

Get in contact with Manley Financial and we will set up all the documentation. We will need details of who you are going to appoint as an Attorney(s).

 

It is practical to appoint more than one Attorney. The Attorney(s) should be someone you trust completely, this could be a family member, friend or professional adviser.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Manley Financial is a trading name of K.G. Byrne and Associates Ltd. 

K.G. Byrne and Associates Ltd. is an Appointed Representative of PRIMIS Mortgage Network.

PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

K G Byrne & Associates Ltd is registered in Northern Ireland. 

Registration Number is NI 43178 Registered Office - 48 Aughnacloy Road Banbridge BT32 5QG

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